‘Don’t Blame Your Stupidity on Christianity’: Dave Ramsey’s Blunt Advice to a Bride Whose Fiancé Refuses to Save

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Michael Williams

Thu, June 11, 2026 astatine 7:39 AM CDT 4 min read

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Ramsey corrected a fiancé's theology directly, citing Proverbs to reason redeeming is biblically mandated and that giving to the constituent of household hazard is reckless, not godly.
A household earning $6,000 a period tin tithe $600 and inactive physique a $15,000 exigency money successful astir 3 years, proving giving and redeeming aren't mutually exclusive.
Ramsey and Rachel Cruze reason the enactment betwixt redeeming and hoarding comes down to cognition alternatively than amount. In their view, a funded exigency money represents stewardship and not greed.
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A Philadelphia bride named Nicole called The Ramsey Show with a occupation astir couples ne'er code earlier the wedding. "I'm astir to get joined to my fiancé, and we're looking implicit our fund due to the fact that we privation to beryllium connected the aforesaid leafage financially, and I'm realizing that helium truly prioritizes giving, which is thing that I hold with, but it's getting to the constituent wherever helium doesn't privation to enactment thing successful savings due to the fact that helium wants to spot successful the Lord's proviso successful our lives." She asked however to determine what to tithe versus save, and erstwhile generosity tips into recklessness.

A antheral and a pistillate are seated connected a grey couch, profoundly engaged successful an argument. The woman, connected the left, wears a striped garment and holds a portion of achromatic paper, gesturing emphatically towards the man. The man, connected the right, wears a denim garment and glasses, with some hands raised successful a motion of vexation oregon exasperation. A laptop is disposable successful the foreground connected a java table, and a greenish works and woody shelves are successful the background.

The stakes are concrete. A household with zero savings and a generous giving wont is 1 transmission, 1 ER copay, oregon 1 occupation spread distant from recognition paper indebtedness astatine 22% oregon 24% APR. That dollar fixed connected Sunday becomes a concern complaint by Friday. Nicole is trying to spot this trap earlier signing the matrimony license.

The verdict: Ramsey is right, and the mathematics agrees

Dave Ramsey praised the fiancé's heart, past corrected the theology directly. "He conscionable needs to fine-tune his doctrinal knowing a small spot due to the fact that he's disconnected biblically." He pointed to Proverbs: "In the location of the omniscient are stores of prime nutrient and oil. Wise radical prevention money." Then the harder line: "The Bible besides says that if you don't archetypal instrumentality attraction of your ain household, you're worse than an unbeliever. So erstwhile you're generous to the constituent that your ain household is astatine risk, that's not biblical."

And the enactment that punches hardest: "Don't beryllium an idiot and telephone yourself a Christian. That's dumb. God gave you a brain, usage it. And don't blasted your stupidity connected Christianity. It makes those of america that usage our encephalon that are Christians ashamed of you." Ramsey was wide the fiancé had not crossed that enactment yet, but said helium would revise that presumption if the signifier held.

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