Here’s How I’d Allocate $100,000 in Capital In This Topsy-Turvy Market

1 day ago 8

Chris MacDonald

Sat, November 29, 2025 astatine 10:22 AM CST 5 min read

The existent dynamics playing retired successful the banal marketplace are truly hard to picture close now. On the 1 hand, determination are pockets of the system that are red-hot, with hundreds of billions of dollars flowing into high-powered maturation trends similar AI that are intelligibly propping up valuations crossed the board.

The Vanguard Utilities ETF (VPU) provides antiaircraft vulnerability with one-third to one-half of returns coming from dividends.
The iShares 20 Plus Year Treasury Bond ETF (TLT) offers 4.3% output and hedges against banal marketplace corrections.
The Vanguard FTSE Developed Markets ETF (VEA) provides non-U.S. developed marketplace vulnerability astatine a 0.03% disbursal ratio.
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On the different hand, the immense bulk of stocks successful the wide marketplace whitethorn already beryllium successful carnivore marketplace territory. That's typical of a weakening consumer, and the presumption that valuations whitethorn person gotten a spot excessively distorted successful the post-pandemic era.

Forget stocks, different plus classes similar existent property could beryllium much overvalued close present comparative to wherever involvement rates are today. And portion I bash expect involvement rates to travel down, determination are risks with bonds and different apical securities arsenic well, leaving fewer seemingly bully options to parkland immoderate superior close now.

For those reasoning astir however to navigate this market, present are 3 apical options to see close now. I'm going to absorption connected 3 speech traded funds (ETFs) arsenic ways to play the marketplace successful this piece, arsenic these holdings should supply coagulated upside for passive and progressive investors alike.

There's possibly nary much antiaircraft assemblage successful the marketplace close present than utilities, and the Vanguard Utilities ETF (VPU) remains my apical ETF prime for semipermanent investors looking to thrust these trends implicit time.

Sure, there's plentifulness of maturation upside wrong the utilities assemblage that could beryllium explored successful its ain dedicated article. But I deliberation the comparative worth that comes from having betwixt one-third and one-half of the returns from this assemblage coming from dividends is important to consider.

Utilities companies are typically mature entities that payment from precise sustainable underlying currency travel maturation profiles. Regulators person to o.k. terms increases implicit agelong periods of time, providing assurances to investors that they'll get paid back. The capital-intensive quality of this manufacture has provided for specified fundamentals, and that's 1 of the astir charismatic aspects of this peculiar assemblage worthy considering.