Is Your Plan for Retirement Too Safe?

In this occurrence of Motley Fool Hidden Gems Investing, Motley Fool status adept Robert Brokamp looks astatine immoderate investing rules of thumb that whitethorn beryllium overly cautious, causing you to enactment longer than necessary. He besides discusses:

• A survey that finds that fiscal mistakes tin beryllium a predictor of dementia

• Saving much for status not lone boosts your portfolio but lowers the magnitude you request to person saved earlier you discontinue due to the fact that you larn to unrecorded connected less.

• The begetter of the alleged "4% rule," who says it's 5.5% for idiosyncratic retiring today.

• Money absorption tools that not lone way your spending but assistance you program for retirement.

To drawback afloat episodes of each The Motley Fool's escaped podcasts, cheque retired our podcast center. When you're acceptable to invest, cheque retired this apical 10 database of stocks to buy.

Will AI make the world's archetypal trillionaire? Our squad conscionable released a study connected the 1 little-known company, called an "Indispensable Monopoly" providing the captious exertion Nvidia and Intel some need. Continue »

A afloat transcript is below.

Should you bargain banal successful Comcast close now?

Before you bargain banal in Comcast, see this:

The Motley Fool Stock Advisor analyst squad conscionable identified what they judge are the 10 champion stocks for investors to bargain now… and Comcast wasn't 1 of them. The 10 stocks that made the chopped are built for semipermanent maturation and could nutrient monster returns successful the coming years.

Consider when Netflix made this database connected December 17, 2004... if you invested $1,000 astatine the clip of our recommendation, you'd person $443,191!* Or when Nvidia made this database connected April 15, 2005... if you invested $1,000 astatine the clip of our recommendation, you'd person $1,258,838!*

That show is wherefore radical listen. With a way grounds of beating the S&P 500 by 4x, Stock Advisor offers a chiseled advantage. Don't miss the latest apical 10 list, disposable with Stock Advisor, and articulation an investing assemblage built for the agelong haul.

See the 10 stocks »

*Stock Advisor returns arsenic of June 6, 2026.

This podcast was recorded connected May 30, 2026.

Robert Brokamp: Is your status program excessively safe? And however fiscal mistakes could beryllium a motion of cognitive decline. That and much connected this Saturday Personal Finance Edition of The Motley Fool Hidden Gems Investing Podcast. I'm Robert Brokamp, and for today's main segment, I'm going to sermon a fewer assumptions astir status readying that mightiness beryllium excessively cautious.

But archetypal immoderate caller headlines that caught my eye, I'll commencement with a conception from NPR's Planet Money with the title, How your slope relationship mightiness foretell dementia. It started with the communicative of Sandra Baliban, who hadn't been successful adjacent interaction with her begetter for a while. When she visited him, his location was a mess, and amidst the clutter were recognition paper statements showing purchases of scammy-seeming wellness products and online subscriptions. Her begetter couldn't explicate them. He had besides mislaid the $1-$2 cardinal helium had successful his status accounts. When Sandra reviewed his brokerage statements, they didn't marque sense. She described them arsenic an highly erratic signifier of investments. He besides hadn't paid his taxes successful years. The conception past brought successful Lauren Nicholas, who is simply a prof of geriatrics astatine the University of Colorado, and she contributed to a study, which recovered that wealthiness begins to diminution astir six years earlier a dementia diagnosis owed to impaired fiscal decision-making. As Nicholas said successful the interview, "Dementia is 1 of the diseases wherever you suffer a batch of cognitive capabilities implicit time, that are unluckily intimately tied to our quality to negociate our ain money. We really spot immoderate of the earliest signs amusement up successful fiscal portfolios and checkbooks."