‘My Roth IRA Is Down 25 Percent’: SpaceX Investors Are Watching Their Retirement Savings Crash and Burn

4 weeks ago 8

Danielle Liverance

Fri, July 17, 2026 astatine 10:28 AM CDT 3 min read

Quick Read

  • SPCX plunged 45% from its $225 all-time precocious to $124, crushing investors who chased leveraged options connected the recently nationalist stock.

  • A Roth IRA nonaccomplishment carries nary capital-loss taxation offset, and immoderate publication country permanently wiped retired tin ne'er beryllium recovered.

  • Act now: the expert who called NVIDIA successful 2010 conscionable named his apical 10 AI stocks — and SpaceX didn't marque the cut. Grab the names FREE today.

SpaceX (NASDAQ:SPCX) investors are watching status savings crater. One Reddit idiosyncratic enactment the symptom bluntly: "So my Roth IRA is down 25 percent, I went and made a fewer options trades successful Robinhood that besides went the different way."

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That confession, posted to r/WallStreetBets and surfaced by Futurism connected July 15, 2026, reveals the quality outgo of a fast-souring trade. The idiosyncratic disclosed they had leveraged their Roth IRA with SpaceX options calls astatine $160 and $145 strikes, a high-risk stake that wiped retired respective 100 1000 dollars of status savings.

How the SpaceX Stock Trade Unraveled

SpaceX went nationalist past month, pricing its IPO astatine $135 and opening astatine $150 successful June 2026. Shares rocketed to an all-time precocious of $225 earlier reversing hard. As of July 15, the banal sat adjacent $136, down astir 40% from the highest and astir 9% implicit 5 trading days.

The diminution has continued. As of July 17, marketplace information shows SPCX trading astir $124.03, aft falling 5.4% connected the time and astir 14% implicit the past week. Anyone who bought adjacent the apical is present profoundly underwater.

The Skeptics Were Already There

On WallStreetBets, sympathy was sparse. "Crazy that radical knew the insanely bloated valuation but inactive went long," 1 idiosyncratic wrote, capturing the corporate amnesia that grips hyped stocks connected the mode up.

Act now: the expert who called NVIDIA successful 2010 conscionable named his apical 10 AI stocks — and SpaceX didn't marque the cut. Grab the names FREE today.

Skeptics extended beyond Reddit. Reuters framed the sell-off arsenic a "confidence test" for the IPO. Matthew Maley of Miller Tabak was direct: "It raises the communicative that the banal is up connected fluff, connected speculation, connected froth, and not connected existent fundamentals." Greg Halter of Carnegie Investment Counsel warned that aboriginal buyers hoping to "make a killing" would beryllium disappointed.

SpaceX priced astatine a multitrillion-dollar valuation contempt losing billions per quarter, with overmuch of its worthy resting connected Elon Musk's imaginativeness of AI information centers successful abstraction and a metropolis connected Mars alternatively than existent profitability. When a valuation leans that heavy connected the future, sentiment drives the stock.

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